You did the hard part: building a business.
Don't let a confusing contract stop it.
Commercial requirements arrive fast and full of jargon: General Liability, Workers' Comp, COI, the truck policy. We decode the paperwork, quote it, and tell you what your contract truly demands — and what you don't need to pay for.
5.0★ on Google · 100+ reviews
Commercial markets that work your trade
- Simply Business
- Next Insurance
- biBerk
- CNA
- Hiscox
- Liberty Mutual
- Markel
- Travelers
- Coterie
- Employers
- RLI
- Cerity
- Clear Blue
- Arch
- Accredited
- Harborway
- SolePro
- Frank Winston Crum
Carrier availability depends on your operation, history and current underwriting rules. We quote different markets case by case; names do not imply endorsement.
What we place every week
General Liability
The base almost every contract demands: injuries and damage your work causes to third parties.
Workers' Compensation
Rules in Florida depend on industry and headcount — construction plays by stricter ones. We tell you where your business falls.
Commercial vehicles
Work trucks, vans, box trucks, small fleets. Business use declared, limits that match your contracts.
Certificates (COI)
The paper your client is waiting for. We read the requirement, place the coverage, and issue it — usually same day once the policy is bound.
The move that saves you money: send the requirement, not a guess.
Most business owners buy insurance twice: once fast to win the job, then again right when they discover the first policy doesn't meet the contract. The fix is simple — forward us the requirement exactly as your client sent it, before you buy anything.
We read it line by line and answer three things: what it truly demands, what that costs, and what it does not require — so you don't pay for coverage nobody asked for.
Real reviews — mostly in Spanish. That tells you something.
5.0 · 100+ reseñas en GoogleAtención de primera siempre pensando en el bienestar del cliente.
El mejor servicio y los mejores precios . The King of KINGS
Fue un placer poder estar atendida por ustedes
Súper precio y excelente atención
Thank you so much for yall services 🙏🏻💪🏼
Excelente compañía amable eficaz y segura orientación en cuanto a cualquier rama de seguro se trata. Súper recomendado
Quiero tomarme un momento para agradecer a Lucy por su increíble ayuda con mi seguro. Fue muy paciente, profesional y me guió paso a paso. Si necesitan un seguro médico, definitivamente recomiendo sus servicios. ¡Gracias!” “He estado trabajando con Lucy y Paula por años, y no puedo estar más agradecida. No solo me ayudaron con el seguro médico de mi familia, sino también con el seguro de auto. Su dedicación, profesionalismo y atención al detalle siempre me han hecho sentir segura. ¡Recomiendo a Lucy y a Paula de todo corazón!
I cannot say anything less than impressed. I’ve been using Fit insurance for few years now. What commenced as a conversation on an airplane while traveling, became a business relationship. Not only I use Fit insurance for myself but also my parents. As a real estate agent, I request quotes for the home purchase of my clients. Fit insurance has became a valuable tool to my business. They are prompt to reply and offer several options for my clients needs. They step in and explain any concerns my clients may have regarding decision making when purchasing insurance. I not only recommend them but we have built a trustworthy relationship for service and value.
Excelente 👌 atención. Mil gracias..
Excelente asesor...
Excelencia, prontitud y seguridad es el servicio que brinda esta agencia.
Los mejores de toda la Florida, pregunten por lusy, ella los ayudará
Los mejores sin duda alguna, pregunten por Lusy, La mejor, estoy muy contento con su atención, y estoy seguro que ella los va a ayudar
They are super professional , smart and friendly can’t ask for anything else in a company
Excelente
Felicitaciones por tan excelente gestión llevo 5 años y cada año es mejor gracias fit insure
Best customer service!!!!! I wll be their client forever.I loves Lucy!.
Excelente servicio los recomiendo con garantía total . Llevo 2 años y la atención es increíble muchas gracias
Muchas Gracias por ayudarme con mi seguro medico y estar siempre para cuando uno los necesita con cualquiera de los seguro.
Excelente servicio, grandes profesionales y buen café. Siempre los recomiendo.
Business insurance questions, answered straight
My contract asks for a certificate of insurance (COI). How fast can I get one?
Send us the requirement exactly as it arrived — the contract, the client's email, the letter. We read what it actually demands, quote the policy that meets it, and once the carrier issues the policy we pull your certificate, usually the same day.
What insurance does my business actually need?
It depends on what you do, what you signed, and what you own. General Liability is the base most contracts demand; Workers' Comp rules depend on your industry and headcount; a work truck needs a commercial auto policy with the business use declared. We start from your contract and your operation, not from a package with our logo on it.
Can I use my personal auto policy for my work truck?
If the vehicle earns money and the policy doesn't say so, the insurer can deny the claim on the day you need it most. A vehicle that works needs a commercial policy — and the right limits, because a general contractor or broker can require $1 million before letting you on the job.
An insurance company turned my business down. Now what?
It happens more than people admit, and it's usually about that carrier's appetite, not about you. We work with markets that specialize in the risks others decline. Bring us the rejection and we'll tell you honestly what's placeable and at what price.
Forward the requirement. We'll handle the jargon.
The contract, the email, the letter — exactly as it arrived, in whatever language it arrived. We'll come back with what it demands, what it costs, and what you can skip.
Last updated July 20, 2026. General information; exact coverage depends on your policy, its endorsements and your operation.